Payments

Optic offers several convenient options to make payments on auto loans, personal loans, and mortgages. You can also find out if you're eligible to Skip-a-pay!

Automatic Payments | Pay from Non- Optic Account | One-Time Payments | By Mail | In Person

Set Up Automatic Payments

Never miss a payment due date when you set up automatic payments. With Online Banking and the Optic Mobile, setting up automatic payments is fast, easy, and secure!

✔ Instant account authentication
✔ Schedule automatic recurring payments each month with electronic transfers (ACH)

Pay from Non- Optic Account

Make a one-time payment or set up recurring payments using your non- Optic bank's bill pay feature.  Simply follow your bank or credit union's instructions for setting up online payments. You will need  Optic's routing number: 251480576. 

TIP: Your most recent billing statement will contain the information you need to set up online payments. 

One-Time Payments

Need to make a payment quickly? Our Express Pay options are designed to help you make a one-time payment as fast as possible with a debit or eCheck. Please note: A fee applies to each of these payment methods.

Easily make quick payments online with Express Pay for a small fee. Follow these quick steps:

• Log into your Optic account with your member account ID and zip code.
• Create a profile.
• Make a payment. Note: A fee will be assessed for online payments.

Pay by Mail

Mail your payments to:

Optic Loan Payments
1 warrumbul street ngunnawal act australia.

Include your billing statement coupon with your check, if available. If it is not available and you are paying with a non- Optic check, please add your Optic account number on the Memo line.

Pay at a Branch

Make your payment in-person at any of our convenient branch locations using our free, self-serve Optic Express Banking . If you need assistance, a member of our team will be happy to help during business hours. Find a branch near you today!